Increase in HDB mortgage rate soon?

Been wondering if the HDB mortgage rate would go up along with the increased CPF interest rate.
Checked and found this article, which says the next revision would be in January 2008. Based on their usual practice of charging mortgage interest at 0.1% above their interest rate, does it mean our CPF mortgage rate would go up by 1 percent too??

Sharks. Shoots.
My loan is greater than what i have in CPF.
=(

Hope not.
Has anything been announced yet?

Lemongrass Overdose

On Monday, i stepped into the staff room and was hit by yet another pang of Phuket nostalgia.... I even thought i could smell the lemongrass!
The smell was so real that i could follow its trail like a bloodhound...
and i found this.


the Staff Welfare Committee put an air-purifier in the staffroom.
And... The scent du jour was Lemongrass!!I was elated!

Did someone in SWC read my blog/MSN display name mind ? hmmm...
(hehehe, yes, the world revolves around me)


Happily, i borrowed the bottle and added a little to my homeroom air-purifier too!
Was great for a while. Ever so often, i would stand near the air purifier and take several deep breaths.
Instant getaway.

Sadly, barely 2 days passed, and the Magic of Lemongrass has been destroyed.
Now, the smell simply fades into the background of my consciousness, and when i strain to catch a whiff of it, it no longer invokes memory of a sweet holiday, but just... well, staff room and home room and provision for doubtful debts.


HAiz.

Are You a Fake?

Tired, doubtful, disappointed, but feel you have to put up an OK front for others' sake?

Joy in service diminishing?

Finding church and all its peripherals too much trouble - dying to cut back to the bare minimal?

Tempted to leave it all?

Detecting something fake within your heart? In the church?

Read this book!

Faking Church by Dan Schaeffer.

A good read!

He suggests that a "fake spirituality", a fake Christian walk, a fake church starts insidiously. The original intent may be pure, but along the way, seeds of defection set in. And as more and more of us get tainted, the church gets tainted. (little wonder, then, why so many leave the church, but not the faith.)

I'm still in the middle of it, and already i have been made aware of the numerous "seeds of defection" in my heart. So many symptoms i can identify with, so many examples that read like they were taken from my life.

Well, if the first step to transformation is recognition of my problem, i think i'm on the first step...So ugly!

haven't reached the solution part though. Geesh.

Can't wait...

Search me, O God, and know my heart;

test me and know my anxious thoughts.
See if there is any offensive way in me,

and lead me in the way everlasting.

Amen